Buy a Home in El Paso County, Colorado.
Save More With the Prime Buyer Advantage.
Prime Home Team and Ultimate Mortgage work together to help qualified buyers reduce common home-buying costs. With the Prime Buyer Advantage, buyers may be able to avoid a 1% loan origination fee, avoid lender processing fees, request a personalized rate quote, and receive a future 1.5% listing fee when it is time to sell.
- No 1% loan origination fee from Ultimate Mortgage
- No lender processing fee from Ultimate Mortgage
- Request a personalized mortgage rate quote without starting with a full loan application
- Competitive mortgage pricing through an efficient real estate + mortgage model
- Future 1.5% listing fee when you sell the home you bought with Local real estate and mortgage support for El Paso County, Colorado buyers
Potential Savings Opportunities
- 1% loan origination fee avoided
- $600 estimated lender processing fee avoided
- Personalized rate quote available
- Competitive mortgage pricing
- Future 1.5% listing fee
What Is the Prime Buyer Advantage?
The Prime Buyer Advantage is a home-buying savings program offered through Prime Home Team and Ultimate Mortgage. Instead of using a traditional real estate and mortgage process with separate companies, buyers can work through an integrated model designed to reduce costs, simplify communication, and create long-term value.
The program is designed for buyers who want to compare the full cost of buying a home, including lender fees, mortgage pricing, estimated cash-to-close, and future selling costs.
No 1% Loan Origination Fee
Many lenders charge a loan origination fee. With the Prime Buyer Advantage, Ultimate Mortgage does not charge a 1% loan origination fee.
No Lender Processing Fee
Ultimate Mortgage does not charge a lender processing fee, helping reduce buyer costs at closing.
Personalized Rate Quote Available
Buyers can request a personalized mortgage rate quote based on key preliminary information, without starting with a full loan application.
Competitive Mortgage Pricing
Because of the company structure and efficient loan process, Ultimate Mortgage is often able to offer highly competitive mortgage pricing.
Future 1.5% Listing Fee
When you later sell your home, Prime Home Team will list it for a 1.5% listing fee, subject to the listing agreement and program terms.
Want a Personalized Mortgage Rate Quote Before Completing a Full Application?
Many buyers are frustrated when lenders will not provide a meaningful rate quote without first requiring a full loan application. Ultimate Mortgage gives buyers another option.
With a few key details, buyers can request a personalized mortgage rate quote and potential savings estimate before deciding how to move forward.
How Much Could the Savings Matter?
Even small differences in lender fees, interest rates, and future selling costs can add up. The Prime Buyer Advantage is designed to help buyers look at the full cost of buying a home, not just the monthly payment.
Below are simple examples using an estimated 1% loan origination fee and an estimated $600 lender processing fee. Actual lender fees vary by lender, loan program, borrower qualifications, and market conditions.
01
Conventional Loan Buyer
Scenario
Estimated fee savings
Future listing savings
02
VA Loan Buyer
Scenario
Estimated fee savings
Future listing savings
03
FHA Loan Buyer
Scenario
Estimated fee savings
Future listing savings
The Typical Way to Buy vs.
The Prime Buyer Advantage
Most buyers choose a real estate company and a mortgage company separately. The Prime Buyer Advantage gives buyers another option: a coordinated real estate and mortgage model designed to reduce common costs and simplify the buying process.
Typical Buyer Path
- Buyer chooses a real estate company
- Buyer separately chooses a lender
- Buyer may be asked to complete a full application before receiving a meaningful rate quote
- Lender may charge an origination fee
- Lender may charge a processing fee
- Buyer may only compare interest rates
- Real estate and mortgage communication may be separate
- Future listing fee is unknown
Prime Buyer Advantage
- Buyer works with Prime Home Team
- Buyer may finance through Ultimate Mortgage
- Buyer can request a personalized rate quote with key preliminary information
- No 1% loan origination fee from Ultimate Mortgage
- No lender processing fee from Ultimate Mortgage
- Buyer can compare rate, lender fees, total loan cost, and long-term value
- Real estate and mortgage strategy are coordinated
- Future 1.5% listing fee for the home purchased through Prime Home Team
Search Homes in El Paso County, Colorado
Browse homes for sale in El Paso County, Colorado and the surrounding areas. Before choosing a home, make sure you also understand how the Prime Buyer Advantage may help reduce your total cost to buy.
Built for Different Types of Home Buyers
Every buyer’s situation is different. The Prime Buyer Advantage can be especially helpful for buyers who want to reduce upfront costs, request a real mortgage rate quote, compare lender options, or coordinate their real estate and mortgage strategy in one place.
Need a Quote or Already Have One? Start Here.
Whether you are just starting or already talking to another lender, Prime Home Team and Ultimate Mortgage can help you compare the numbers.
Request My Rate Quote
Use this option if you want a personalized mortgage rate quote from Ultimate Mortgage.
- Buyers who do not have a lender yet
- Buyers who want a rate quote before a full application
- Buyers comparing affordability
- Buyers trying to understand payment options
Compare My Lender Quote
Use this option if you already have a Loan Estimate, pre-approval quote, or lender fee worksheet from another lender.
- Buyers already pre-approved elsewhere
- Buyers comparing lender fees
- Buyers comparing builder lender incentives
- Buyers who want a second opinion before committing
Why Prime Home Team Can Offer This
Prime Home Team and Ultimate Mortgage are connected through common ownership. This creates an efficient real estate and mortgage model that allows qualified buyers to receive meaningful cost-saving opportunities when using both companies together.
The result is a buying process designed around lower lender fees, personalized rate quote access, competitive mortgage pricing, coordinated communication, and long-term value when the buyer eventually sells the home.
Local Real Estate. Local Mortgage.
One Coordinated Buying Strategy.
Prime Home Team serves buyers and sellers throughout El Paso County, Colorado. Through its relationship with Ultimate Mortgage, Prime Home Team gives buyers access to a real estate and mortgage model designed to reduce costs and simplify the path to homeownership.
El Paso County, Colorado
Local Market Specialists
Real Estate + Mortgage Strategy
One Coordinated Team
Google Reviews
Highly Rated By Local Buyers
Trusted Guidance
Helping buyers confidently navigate every step
Common Questions About the Prime Buyer Advantage
Can I request a personalized mortgage rate quote before completing a full application?
Yes. Buyers can request a personalized rate quote by providing key preliminary information, including approximate FICO score, estimated purchase price, monthly income, loan type, down payment percentage, first-time buyer status, email address, and verified cell phone number.
Is the rate quote a loan approval?
No. A rate quote is not a loan approval, pre-approval, Loan Estimate, commitment to lend, or guarantee of loan terms. Final loan terms depend on borrower qualifications, property type, verified information, loan program, market conditions, and underwriting approval.
Do I have to use Ultimate Mortgage?
No. Buyers may choose any lender. The Prime Buyer Advantage applies when a buyer uses Prime Home Team for the real estate purchase and Ultimate Mortgage for financing.
Are savings guaranteed?
No. Actual savings vary based on loan amount, loan program, borrower qualifications, market conditions, lender pricing, third-party fees, and other factors.
What lender fees are not charged?
Ultimate Mortgage does not charge a 1% loan origination fee and does not charge a lender processing fee.
What fees still apply?
Third-party fees, title fees, appraisal fees, credit report fees, taxes, insurance, prepaid items, escrow setup, recording fees, government fees, and other standard costs may still apply.
How does the future 1.5% listing fee work?
When a buyer purchases a home through Prime Home Team and later chooses Prime Home Team to list that same home, Prime Home Team will list the property for a 1.5% listing fee, subject to the listing agreement and program terms.